Top 10 Rules of Home Ownership
Owning a home is a tremendous joy--and a big responsibility. Here are 10 rules home owners should live by.
1. Take care of your home
Experts recommend budgeting 1 to 3% of your home’s value for maintenance and repairs each year.
2. Build equity
Making an extra principal payment when possible can decrease the interest you pay over the life of your loan.
3. Make a good first impression
Keep your front entrance clear and welcoming. Curb appeal improves the neighborhood and enhances your home’s value.
4. Be properly insured
In most cases you only need to insure the replacement value of your home and personal property, not the land.
5. Love the neighborhood--not just the house
And if you’re not happy with your current neighborhood, start thinking and planning where to move next.
6. Make improvements
Statistics show updated kitchens and baths often make a difference in a sale.
7. Safety first
Install smoke and carbon monoxide detectors to ensure the security of your family.
8. Beat your bills
Improvements in the insulation of windows, doors, and storm doors can save energy costs and increase your home’s resale value.
9. Go neutral
If you’re thinking of moving in a year or so, choose light, neutral paint colors so there’s less work when you sell. Neutral colors also appeal to a larger number of prospective Buyers.
10. Know when it's time to move
Over time people often outgrow a house or neighborhood. If you’re thinking of making a change, call an experienced realtor to discuss the next steps.
If you or someone you know is planning a Move or Sale of their home in the near future, call your Bergen County, NJ experts, Lisa & Bob Hammerstein at (201)218-6802 or visit us on our website at www.HammersTeam.com. We'll be able to help you if you're Moving or Selling in any of the towns located in Bergen County New Jersey.
For more Local Information about the Pascack Valley area of Bergen County, New Jersey, call Bob & Lisa at (201)218-6802or visit us online at www.HammersTeam.com.
Your Real Estate Resource for the Bergen County - specializing in the Pascack Valley! 
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Robert & Lisa Hammerstein • Sales Associates • Coldwell Banker • (201)315-8618
• Address • 50 Broadway • Hillsdale, NJ 07642 •
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Very good points to remember Lisa & Robert!
Very interesting as Artie Johnson used to say on Laugh-In in the 70's....
Bill - Thanks for stopping by and the kind words
Beckendorf - Ahh now your dating yourself but I do remember Sock It to me....lol