Hi everyone 
,
I thought it prudent to repost this as I thought this was an important list to share with prospective buyers out there who are not sure about how to prepare for the mortgage process.
Here is a Top Ten List of things to pay attention to when applying for a mortgage.
FYI: These are just the basics....
1. Don't do anything that will cause a red flag to be raised by the scoring system
2. Don't apply for new credit of any kind
3. Don't pay off collections or charge offs
4. Don't max out or over charge on your credit card accounts.
5. Don't consolidate your debt onto 1 or 2 credit cards
6. Don't close credit card accounts
7. Don't pay late
8. Don't allow any accounts to run past due-even one day!
9. Don't dispute anything on your credit report
10. Don't lose contact with your mortgage and real estate
professionals
And always check with your lender about the details of any application or mortgage information.
I am not a Mortgage Professional. I am a Real Estate Sales person.
If you or someone you know is planning a Move or Sale of their home in the near future, call your Bergen County, NJ experts, Lisa & Bob Hammerstein at (201)218-6802 or visit us on our website at www.HammersTeam.com. We'll be able to help you if you're Moving or Selling in any of the towns located in Bergen County New Jersey.
For more Local Information about the Pascack Valley area of Bergen County, New Jersey, call Bob & Lisa at (201)218-6802or visit us online at www.HammersTeam.com.
Your Real Estate Resource for the Bergen County - specializing in the Pascack Valley! 
__________________________________________________________________
Robert & Lisa Hammerstein • Sales Associates • Coldwell Banker • (201)315-8618
• Address • 50 Broadway • Hillsdale, NJ 07642 •
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These are indeed important points that everyone needs to know!
Barbara-Jo - thanks for that and yes we believe it important for buyers to understand these. Thanks for stopping by
Great post. Short, sweet, to the point. That's the way I like it.